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Topic: Do I Qualify For Filing Chapter 7 To Get Rid Of All My Debt? |
Wan-Cox
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on: 2008-09-11 22:04:26» |
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I am 23 years old, no income, no job. had an online biz for couple months that got me 000 thru paypal for website advertising that i gave to my mother to keep in cash. I have 3 charge-offs, 5 collections, 5 credit cards debt, and i applied for quite a few payday loans online and locally just to pay my bills and never pay any of them back.. so i assume they are all going to collection sooner or later..(about 10 of them) i know i have to wait 90 days so they can't say i intentionally do that then file bankruptcy.also i have a bmw 325i that i paid down for 1500 and has not made a payment since for 2 months. i know its going to get repo-ed sooner or later. but i have another car i put in my mom's name that's paid for. so im fine.i have no income as of now for a year now. (i don't think they cann track the website payment as i never file tax on it) and im 23. will i be qualify to wipe my slate clean?
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Tenesha-Garratt
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RE: Do I Qualify For Filing Chapter 7 To Get Rid Of All My Debt?
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on: 2008-09-11 23:20:32» |
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if anything you could be arrested for tax evasion. and yes, the irs probably can track any payments that you recieved online cash loan payday quick 90 days it's too short and yes they might think you are doing fraud if you file after 30 days. your young, i'm assuming healthy and able. oh, wow, you got yourself in quite the pickle. when my aunt filed bankruptcy it cost her nearly 10 grand to file, you have to take into consideration that it's not free to file and that you would have to pay the lawyer. here is the forums you can ask the pro in there .. start selling off everything you don't need to survive cash loan payday quick sell the car and pay off as much of that loan as you can. read dave ramsey's book. in your case i'd say in 2 fast food restaraunts. my guess you have to wait for at least 6 months to file bk. if you have to go work at a fast food restaraunt. good luckyou will not be able to file for bankruptcy because you never paid any taxes on any of that income. http://www.bkforum.com/ why is it that your now unemployed for a year?
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Tynisha-Branson
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RE: Do I Qualify For Filing Chapter 7 To Get Rid Of All My Debt?
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on: 2008-09-11 23:17:09» |
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pay your bills like a good boy we The American people do not want to support you cash loan payday quick This is crazy! if you dont report the 13grand you can go to jail depending on how you made it. come on really?
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Sheryll-Wile
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RE: Do I Qualify For Filing Chapter 7 To Get Rid Of All My Debt?
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on: 2008-09-11 23:16:22» |
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- Too many large corps were charging off debts to 'wipe the slate clean'.
- About 2 years ago, they changed the law.
- You can file, but more than likely they will only make your debts more feasible for you to pay them off cash loan payday quick Bankruptcy no longer wipes the slate clean.
cash loan payday quick
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Len-Boyer
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RE: Do I Qualify For Filing Chapter 7 To Get Rid Of All My Debt?
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on: 2008-09-11 23:16:48» |
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You'll have to ask a Trustee in Bankrupsty cash loan payday quick
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Delbert-Martin
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RE: Do I Qualify For Filing Chapter 7 To Get Rid Of All My Debt?
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on: 2008-09-12 13:45:35» |
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Welcome to H*ll. you act like you don't have a problem in the world. you're 23 and you bought a BMW? Wipe your slate clean??? Hope you'll enjoy living in your Mom's basement for the next 10 yrs. Why didn't you use that 13000 you got from website advertising to pay off some of your debts? 13 bad credit accounts already? You'll be lucky you don't go to jail- your credit is shot for the next 7-10 year cash loan payday quick Filing bankruptcy won;t make credit card debt go away - you will be forced to file chap 13 if you are even allowed that which requires court-monitored repayment of a good portion fo the debt and any debt you incurred in the last 6-12 months you will have to pay in full - they could charge you with fraud - sounds like you deliberately rang up debt you had no intention of paying. Women really love deadbeats.
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